Help to Buy Equity Loan
Find out what your loan is really costing you
Interest on your equity loan escalates every year after year 5 — and most people don't realise by how much. See your real numbers in under two minutes.
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The only Help to Buy calculator that shows you year-by-year interest escalation, side-by-side options comparison, and what happens if you do nothing.
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Remortgage, staircase, sell, or keep paying? Compare them side by side with real numbers from your situation.
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Plain English guides to every aspect of your equity loan — interest escalation, remortgaging, staircasing, and more.
Browse guides~387,000
homes purchased through Help to Buy in England
85%+
of those equity loans are still active today
Every year
interest rates escalate after year 5 — compounding
Sources: DLUHC Help to Buy statistics, England only, 2013-2023. Based on ~13.8% redemption rate reported March 2019 (MHCLG).
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Our free calculator shows you exactly what your equity loan is costing — and what your options look like.
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