About

Why this exists

I bought my home through Help to Buy. When the interest-free period ended, I spent weeks trying to understand my options. The government pages were confusing, the online calculators were basic, and most mortgage brokers didn't really understand the process.

So I built the tool I wished existed — a calculator that actually shows you the real cost of your equity loan, compares your options with real numbers, and connects you with someone who genuinely knows the Help to Buy redemption process inside out.

Everything on this site is free. The calculator, the guides, the FAQ — all of it. If you decide you want professional help, we can connect you with a specialist.

How the broker referral works

Full transparency on how this works:

When you book a consultation through our site, we connect you with an FCA-authorised mortgage adviser who specialises in Help to Buy redemptions. We receive a referral fee for this introduction.

This doesn't cost you anything extra, and you're under no obligation. The adviser will discuss your specific situation and options — if they can help, great. If not, you've lost nothing.

We only work with advisers who genuinely understand the Help to Buy process. This isn't a lead-gen farm — it's a personal referral to someone who knows what they're doing.

Get in touch

Fill in your details and a Help to Buy specialist will be in touch to discuss your options. Free, no-obligation.

This site provides information and tools to help you understand your Help to Buy equity loan. It does not constitute financial advice. For advice specific to your situation, please speak to a qualified mortgage adviser.